What happens if I dont pay LCS?
If you owe money to LCS Civil Enforcement and you do not pay, you can be sued. If LCS Civil Enforcement sues you and wins, the court will enter a judgment (also called an order) against you that says you must pay back the debt. But if all your money and property are protected, then creditors cannot take them from you.
Who is LCS debt recovery?
Who is LCS? LCS is one of the UK’s largest outsource resources for debt resolution. We do not purchase debt, the cases we deal with are on behalf of our varied clients. We work with many of the UK’s largest companies in Utilities, Retail and Government.
Do I need to pay LCS?
You will never have to pay more than you can afford. Once LCS are dealing with your case, we won’t add extra fees or charge you any interest. Some of our clients do add charges to cases upon transferring them over to us.
Is LCS a legitimate company?
LCS Debt Recovery is based in Leeds and is one of the trading names of 1st Locate (UK) Limited which also trades using the names Leeds Consultancy Services and Credit Management Investigations. They employ over 300 people and are authorised and regulated by the Financial Conduct Authority.
Does HMRC use LCS?
HMRC and debt collection agencies We may use one of the following debt collection agencies to contact you on our behalf, to discuss settling your debt: 1st Locate (trading as LCS) Advantis Credit Ltd. Bluestone Consumer Finance Limited (trading as Bluestone Credit Management)
Does LCS affect credit?
Does LCS affect credit? Missed payments and unpaid debts can negatively affect your credit score, which can impact your ability to obtain further credit.
What is 1st Locate t a LCS?
Who are 1st Locate? 1st Locate are a company that specialise in collecting payments of debts owed by individuals or businesses. They collect Self Assessment debts on behalf of HMRC if you don’t pay your tax bill .
How do I complain about the LCS?
If you are unsatisfied after speaking to one of our agents or wish to escalate the matter to a formal complaint, you can do this by writing to our Customer Care Manager. We will aim to respond in full within 5 working days of receiving your complaint.
Is LCS a debt collector for HMRC?
HMRC debt collection agencies are as follows: 1st Locate (trading as LCS) Advantis Credit Ltd. Bluestone Credit Management Ltd. BPO Collections Ltd.
Who do 1st Locate collect for?
1st Locate are a company that specialise in collecting payments of debts owed by individuals or businesses. They collect Self Assessment debts on behalf of HMRC if you don’t pay your tax bill . They may be contacting you to collect Tax Credits Overpayments on behalf of HMRC.
Who are LCS?
LCS are a Civil Enforcement and Debt Recoveries agency based on the 1 Floor West Wing, Town Centre House, The Merrion Centre, Woodhouse Lane in Leeds. They call themselves ‘Credit Management Investigations’ and have a number of contracts with HM Revenue and Customs and utility companies including British Gas.
Who do you complain to about a debt collection company?
the Financial Ombudsman Service
You should complain to the bank, building society or credit card company first, using their complaints procedure. If this does not sort out the problem, you can complain to the Financial Ombudsman Service, telling them that a debt collector or creditor has broken the terms of the Standards of Lending Practice.